Ficardv4.32.3

Ficard v4.32.3

Net worth—Included accounts
Total investment interest—Current FY
This month income—No comparison yet
This month expenses—No comparison yet
Total interest received vs paid
Current FY
Received—
Credit card outstanding—Current amount owed

Cash flow

Income vs expenses

Swipe or use arrows to browse

Spending

Top categories

Activity

Recent transactions

Upcoming

Card reminders

Accounts

Review what you own, what you owe, and historical Record accounts from one place.

CSV
CSV accountImport or export one selected account.
Choose one account, then use the import or export icon. Imported rows are reviewed and validated before saving.
⌕
Transaction filtersSearch, filter, date-scope, or sort the activity list.
Transactions0
Income—
Net expense—
Long press a transaction to select multiple entries and see their combined total.

People

See what you owe and what others owe you.

Not enabled

Review card alerts, lending deadlines, recurring transactions, SMS detections, and backup reminders.

No notifications
•••

Resources

Manage account groups, categories, tags, reminders, recurring schedules, and SMS review.

Account groups

0 groups

Categories

0 categories
SMS keyword coverage0 child categories have SMS keywords

Tags

0 tags
Master tags

Recurrings

0 recurring transactions
Recurring transactionsPause, restart, edit, or remove schedules without deleting recorded transactions.

Reminders

0 active reminders
Transaction remindersSchedule a reminder first. A transaction is created only after you review and pay it.

SMS review

0 pending detections

Import

Paste bank messages

ⓘ

A normal web page cannot read the phone's full SMS inbox. This workflow accepts pasted/shared text and also exposes a native-wrapper bridge named FicardImportSMS.

Rule tester

Test SMS detection

See exactly how Ficard parses a message before importing it.
Paste an SMS and run the tester.

Smart rules

SMS parsing rules

Rules can override account, type, category and tags when keywords match.
◎

Budget Planner

No monthly budgets
Categories
Choose categories
↗

Cash-flow forecast

Upcoming balances and commitments
▦

Financial calendar

Reminders, recurring items and due dates

Settings

Manage backups, display preferences, privacy, and application updates.

Version and updates

Ficard

Version 4.32.3
Data schema 24 15 Oct 2026 Web
Latest availableChecking...

Backup and restore

Automatic backup and restoreGoogle Drive and OneDrive save directly to your selected cloud folder.

Google Drive

Ready to connect

AccountNot connected
Backup folderMy Drive root
Last successful backupNever
About cloud sign-in and privacy
Your account

Connect buttons open the provider’s official sign-in and consent page. Your password is never entered into Ficard.

Hosted app configuration

The site owner configures Ficard’s public OAuth application IDs once in cloud-config.js. They are identifiers, not passwords or client secrets.

Manual backup and restoreLocal JSON copies you can keep anywhere you choose.
Local dataCalculating…
Remind me @

Import/Export Data

Resources JSONAccount groups, categories, child categories, tags and SMS keyword mappings.

Appearance

The selected palette applies across Ficard. Light, Dark, and System mode remain independent.

Display currency

Data Health & Reconciliation

Integrity, reconciliation, storage and Trash.

Health score100No issues detected
Issues0Needs review
Reconciliation0Possible matches
Trash0Restorable items

Storage

Persistence status

Checking
Primary store—
Estimated data size—
Last saved—
Migration—

Integrity

Data issues

0

Reconciliation

Possible duplicate or SMS matches

0

Undo & Trash

Recently deleted

Deleted transactions, accounts, people, categories, tags, groups, reminders and custom widgets remain restorable here.

Local data

About

Information

Google Drive

Choose how to connect

G

Google controls the size of its own account-list popup. If that list is too small, enter the Google account email you want to use. Google can usually go directly to that account’s official sign-in or consent screen.

Google Drive

Select backup folder

Transaction

Add transaction

More detailsOptional and unused fields
Recurring transactionAutomatically add due entries; missed dates are caught up when Ficard reopens.

Splits

Split transaction

Allocate the total across categories. Zero-value rows are removed when you submit.

Total₹0

Reminder

Add reminder

Only date and time are required. Transaction details can be completed when you pay.

ⓘ

Saving a reminder does not create a transaction. When it becomes due, use Pay from Notifications or Resources to review a normal transaction form with Ficard’s usual validation. If Ficard is closed at that time, the due reminder is surfaced the next time Ficard opens.

Person

Add person

Category

Add category

Child category

Add child category

Move transaction

Choose another account

ⓘ

The amount and all other transaction details will remain unchanged.

Ledger

Details

Cloud backup

Backing up

Preparing backup…

Please keep Ficard open until the backup finishes.

0%

OneDrive

Select custom backup folder

Loading folders…

Cloud restore

Load Ficard backup

Provider—
Backup folder—
Loading backups…
Replacing data overwrites the current accounts and transactions in this browser. The active cloud connection is retained so you can continue backing up.

CSV import

Review imported transactions

Account—
File—
Validation—
ⓘ

Edit any field below. Ficard will not add any transaction until every remaining row passes validation.

Category

Category

Category

Child category

ⓘ

When one of these keywords is found in an imported/shared bank SMS, Ficard preselects this child category for the draft. If equally strong rules conflict, Ficard leaves the category for review instead of guessing.

Child category

Move child category

Move this child category to another parent.

ⓘ

Affected transactions and reminders will be updated automatically.

Tag

Rename tag

ⓘ

Renaming still updates every transaction using this tag. SMS keywords move with the tag and are matched case-insensitively.

Amount calculator

Calculate amount

Expression
0
₹0
Use +, −, × and ÷, then apply the result to the amount.

Dashboard calculation

Interest received vs paid

Interest received totals transactions recorded as Interest income across non-investment accounts.

Interest paid totals Interest expenses recorded against Credit card and Loan accounts.

Investment-account interest is intentionally excluded here and is shown separately in Total investment interest.

Release history

Ficard change log

All user-facing changes recorded from the initial Ficard release through the current package. New Ficard packages append their release notes here.

Dashboard

Dashboard settings

Arrange widgets, control visibility, and choose a separate layout for desktop and mobile.

Widgets

Drag the grip to reorder. Select a widget to change its layout.

0 widgets

Dashboard builder

Create dashboard widget

Configure the widget, test it with your current data, and then save it to the Dashboard.

1

Widget type

Choose the presentation that best matches the data you want to track.

2

Basics

Name the widget and choose how much Dashboard space it uses.

3

Data

Select the period, accounts, measure, and level of detail.

4

Filters and labels

Narrow the widget to specific categories or tags and choose whether values appear on the chart.

Categories
All categories
Tags
All tags

Transactions

Bulk edit selected transactions

Only enabled changes are applied.

SMS detection

Raw SMS

Compare the original bank message with Ficard's detected transaction details.







Resources
Import Resources JSON
Review matching resources before importing.


Matching resourcesChoose which version Ficard should keep for each match.
New resourcesNew resources are added automatically.









Restore
Import JSON backup






A replacement import overwrites all current browser data. Export a backup first if needed.









Financial calendar
Day details



Storage protection
Ficard storage is temporarily unavailable


Ficard detected an existing IndexedDB installation but could not open it. Your existing data has not been replaced with an empty database, and saving is disabled for this session.
Close other Ficard tabs if any are open, then reload. If the problem continues, restart the browser and try again. Do not clear site data.